Truck financing in Calgary & Across Canada?

Whether you’re buying your first truck, adding another vehicle to your business, or replacing an older unit, we provide financing solutions for a wide range of trucks and commercial equipment. From pickup trucks and heavy-duty trucks to semi-trucks and commercial vehicles, we can help you finance both new and used vehicles.

Our financing options also extend beyond trucks. You can apply for financing on new or used trailers of any type, construction equipment, motor coach buses, and Sprinter vans. Financing is available for both personal and business purchases, giving you more flexibility when choosing the vehicle or equipment that fits your needs.

You don’t have to purchase from a specific dealership to explore your financing options. We can finance vehicles and equipment purchased through dealers or private sellers, subject to approval and the lender’s requirements.

Based in Calgary, Alberta, we serve customers throughout Canada. Whether you’re located in Calgary or elsewhere in the country, our goal is to make the truck and equipment financing process straightforward and help you find a financing solution suited to your purchase.

We provide truck financing solutions in Calgary, Alberta, and across Canada, serving customers in every province, including British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, Quebec, and Saskatchewan, as well as the territories of Northwest Territories, Nunavut, and Yukon

There is no single monthly payment that applies to every truck buyer.

Your payment can be affected by:

• The price of the truck or equipment
• Interest rate
• Financing amount
• Down payment
• Loan term
• Your financial and business profile
• Lender requirements

A higher-priced truck generally means a larger amount to finance. A down payment can reduce the amount borrowed, while the length of the financing term can change both your monthly payment and the total cost of financing.

We can provide a payment estimate based on your purchase and help you compare available financing options before you decide how to proceed.

Buying a truck is a major financial decision, especially when the vehicle will be used to earn income. Before choosing a financing option, it’s important to understand what your payments may look like and how the loan could fit into your overall budget. We help customers review their options so they can make a financing decision that works for their situation.

Several factors can affect the interest rate and monthly payment on a truck or equipment loan. Your status and company profile can influence the interest rate, while the purchase price of the equipment, applicable interest rate, and loan term all play a role in determining your monthly payment.

The price of the truck also affects the amount you need to finance. A higher purchase price generally means a larger amount to finance, while making a down payment can reduce the amount borrowed and may result in smaller monthly payments. The loan term matters as well. A longer term may reduce the monthly payment, but it can increase the total amount paid over the life of the loan. A shorter term can mean higher monthly payments while potentially reducing the overall financing cost.

We do not charge financing fees from our customers.

Optional products such as GAP coverage and insurance are available through third-party providers. These products are optional and can be considered based on your individual needs.

Applying for truck or equipment financing doesn’t have to be complicated. You can submit your application online or by email through DocuSign, making it easy to start the process without having to visit our Calgary office.

To begin, you’ll generally need a signed credit application, a valid driver’s licence, your most recent three months of business bank statements, and a job letter where applicable. Having these documents ready can help keep the application moving smoothly.

What Happens After You Apply?

Once your application and required documents are submitted, a member of our team will follow up with you and review the next steps. We then work with our lending network to seek a financing decision that fits your circumstances.

In many cases, you can expect to receive an answer from a lender within approximately 1–2 days, although processing times can vary depending on the application, documentation, lender, and other circumstances.

You can also speak with our team before submitting an application if you have questions about the process, your financing options, or the documents you may need. We’re here to help you understand your options before you make a decision.

Is There Any Obligation to Proceed?

No. Submitting an application does not obligate you to proceed with a financing option. You can review the available terms and decide whether you want to move forward.

Will Applying Affect My Credit?

Depending on the financing process and lender, a credit check may be required as part of the application. The effect on your credit can vary based on how the credit inquiry is handled and your individual circumstances. 

If you have questions about how the application may affect your credit profile, our team can explain what to expect before you proceed.

Applying for truck or equipment financing doesn’t have to be complicated. You can submit your application online or by email through DocuSign, making it easy to start the process without having to visit our Calgary office.

To begin, you’ll generally need a signed credit application, a valid driver’s licence, your most recent three months of business bank statements, and a job letter where applicable. Having these documents ready can help keep the application moving smoothly.

What Happens After You Apply?

Once your application and required documents are submitted, a member of our team will follow up with you and review the next steps. We then work with our lending network to seek a financing decision that fits your circumstances.

In many cases, you can expect to receive an answer from a lender within approximately 1–2 days, although processing times can vary depending on the application, documentation, lender, and other circumstances.

You can also speak with our team before submitting an application if you have questions about the process, your financing options, or the documents you may need. We’re here to help you understand your options before you make a decision.

Is There Any Obligation to Proceed?

No. Submitting an application does not obligate you to proceed with a financing option. You can review the available terms and decide whether you want to move forward.

Will Applying Affect My Credit?

Depending on the financing process and lender, a credit check may be required as part of the application. The effect on your credit can vary based on how the credit inquiry is handled and your individual circumstances. 

If you have questions about how the application may affect your credit profile, our team can explain what to expect before you proceed.